Transferring car ownership in the Netherlands: how it works
You have found a car and agreed on the price. Before you can drive off, the car must officially be registered in your name. In the Netherlands this is called overschrijven. This guide explains what you need, where to do it, what it costs and how your insurance fits in.
21 September 2026 · 4 min read
What does transferring ownership mean?
Every car in the Netherlands is registered with the RDW under an owner's name. As soon as a car changes hands, that registration must change with it. Only once the car is in your name are you legally responsible for road tax, insurance and the MOT obligation (APK).
What do you need?
Registration card
The seller hands you the kentekencard (or part 1B of the old paper registration). Without this document you cannot transfer the car.
Transfer code
This is a nine-digit code that belongs to the registration card. During the handover the seller also receives a new code for any future sale.
Valid proof of identity
Bring a valid passport, identity card or driving licence. Without valid identification the transfer desk cannot process the change of ownership.
Where can you transfer ownership?
You can transfer ownership at any authorised RDW transfer point. These are usually post offices, garages and official registration desks. If you buy from a dealer, the dealer usually arranges the transfer for you on the spot.
At the desk you pay a fixed fee of around ten euros. After payment you immediately receive proof of registration in your name, and the seller receives a release of liability document.
The role of your insurance
From the moment the car is registered in your name, you are required to have at least third-party insurance. Arrange your insurance before the transfer so you are covered from the very first minute. Want to know what it costs beforehand? With the free monthly cost calculation you see the premium alongside road tax, fuel and maintenance for your car.
Selling a car yourself?
As the seller you receive a release of liability document at the handover. It proves the car is no longer registered in your name and releases you from traffic fines, road tax and the insurance obligation from that moment on. Keep this document safe.